How Rubicare Works

Smiling doctor and senior woman shaking hands in a healthcare setting, representing personalized service and care with Rubicare Health Savings Plan – discover why Rubicare is trusted by local communities.

Personalized, Local Service

Saving money has never been so easy

RUBICARE IS NOT INSURANCE

It's a better, more affordable way to manage your healthcare concern

Exclusive Savings

Partnering with quality healthcare practices, our plans function as membership programs featuring exclusive savings, distinct from traditional insurance. 

Quality Healthcare Providers

Participating healthcare providers have agreed to reduce their rates for plan members, requiring a small membership fee to access significant savings during each visit.

We are Montana-owned and operated, offering
personalized, local service

Access all provider specialties for $79 per year per individual

Dental

Save 50% on cleanings and x-rays

Save 10% on implants

Save 10% on braces

Save 25% on all other treatments

Chiropractic

Save 50% on your first visit which includes consultation, diagnostic exam, needed x-rays and physical exams

Save 25% on existing patient treatments

Optometry

Save 25% on examinations

Save 25% on eyeglass frames, lenses, and sunglasses

Save 15% on contact lenses

Audiology

Save 50% on all diagnostic testing

Save 25% on all procedures

Save 10% on all hearing aid accessories

Rubicare dashboard

Manage your account online and keep track of your benefits.

No binding contracts tying you down!

Rubicare Health Savings Plan Optometrist provider checking patient's eyesight.

Additional Discounts

Rubicare vs Medicare

Rubicare plans offer distinct advantages over Medicare when it comes to dental care. Unlike Medicare, Rubicare’s plans are specifically designed to address patient dental expenses. We provide substantial discounts on a wide range of dental procedures, including preventive care, fillings, and even major treatments like crowns or bridges. Most supplemental plans have limitations on even the amount of fillings you can receive in a plan year!

Medicare recipients may find themselves burdened with out-of-pocket costs for dental services not covered by their insurance. A Rubicare plan can help mitigate these expenses. Our plans assure a straightforward enrollment process and low annual fees, offering individuals a cost-effective way to access comprehensive dental care without surprises or confusion in regard to plan benefits.

compare the savings

How does Rubicare compare to traditional insurance?

Our members enjoy savings with every dental visit. Here’s how much you can save with the Rubicare Health Savings Plan.

Rubicare Savings Plan Traditional Insurance
No Waiting Periods
Immediate Eligibility
No Pre-authorization Requirements
No Health Questions
No One Will be Denied Coverage
No Monthly Premiums
No Deductibles
No Co-payments
No Contracts
No long-term contracts
No Claims to Submit

Reliable healthcare

How do I get started?

Find Your Plan

We offer two plans: Individual & Family and Business Plans. Become a member by selecting your plan.

Plans start at $79 per year.

Visit a Provider

Visit a healthcare provider from our list of providers. Our providers are committed to high-quality care at reduced rates. 

Start Saving Money

Present your name or Rubicare card at checkout to access discounts. As a member, you pay the discounted amount for a procedure.

Save 25%-50%!

Join Rubicare now!

Discover healthcare today

Ready to get started? Sign up today and embark on a journey of opportunities and growth. Don’t miss out, join us now!

Rubicare health-savings plan provider shaking hands with a woman.